Birch Hill Raises $4 Million to Build Regulated Onchain Credit Products
Multicoin Capital led the seed round as Birch Hill develops infrastructure for securitizing U.S. multifamily, agriculture and energy loans on public blockchains.
NEW YORK — Birch Hill announced a $4 million seed round led by Multicoin Capital on Oct. 28, 2026, bringing its reported total funding to $6.5 million. The company is developing onchain credit infrastructure for real-world assets and regulated distribution.
Birch Hill says it plans to build a framework for securitizing U.S. multifamily, agriculture and energy loans on public blockchains. Its model includes protocol curation, onchain credit-product development and an enterprise arm intended to support regulated distribution.
The company also cites a Birch Hill RWA USDC Vault on Morpho that allows borrowing against tokenized real-estate equity. Tokenization can improve programmability and access to reporting, but it does not eliminate underwriting, servicing, valuation, foreclosure or regulatory risk in the underlying loans.
The funding announcement does not establish that the planned securitization framework is broadly available or that the cited vault is suitable for every investor. Onchain credit still requires careful review of legal ownership, custody, liquidity, smart-contract risk and the rights of lenders when an underlying borrower defaults.