Company Spotlight · Sponsored
HL Hunt Metro 2 Reporting Software Turns Tradeline Data Into Bureau-Ready Files
HL Hunt Financial sponsored this Company Spotlight on Metro 2 Reporting Software, which says it converts raw loan data into Metro 2 files, checks more than 200 validation rules and supports bureau submission workflows.
SPONSORED CONTENT — HL Hunt Financial’s Metro 2 Reporting Software is designed for lenders and furnishers that need to format loan-account data for consumer credit bureaus. The product page says it converts raw data into Metro 2-formatted files for Equifax, Experian and TransUnion, then checks each file against more than 200 validation rules before submission.
HL Hunt describes an AI-assisted workflow that can identify missing fields, invalid codes, date inconsistencies and other formatting problems. It also advertises bureau submission support, automated monthly reporting, dispute-response workflows and an audit trail for changes. Correct formatting is important, but a validator cannot make inaccurate underlying account data correct.
The page lists pricing starting at $99 per month for up to 500 tradelines, with higher tiers for additional tradelines and enterprise needs. HL Hunt also claims files can be prepared in under five seconds. Those are company-published product and performance claims, not independently verified benchmarks; actual processing time depends on data volume, file quality and workflow configuration.
A furnisher evaluating the product should confirm bureau permissions, data retention, security controls, correction and dispute procedures, support for its specific account types and how the software handles exceptions. Metro 2 is a standardized reporting format, not a guarantee that an account will be accepted, accurately reflect a borrower’s history or produce a particular credit-score outcome.