Company Spotlight · Sponsored
HL Hunt Metro 2 Reporting Software Maps Loan Data to Bureau-Ready Files
HL Hunt Financial sponsored this Company Spotlight on Metro 2 Reporting Software, which says its AI maps raw loan data to the full Metro 2 specification, validates more than 200 rules and supports bureau submission workflows.
SPONSORED CONTENT — HL Hunt Financial’s Metro 2 Reporting Software is designed to convert lender data into files formatted for consumer credit bureaus. The product page says it accepts CSV, Excel, JSON, API or loan-origination-system data and maps fields to the full Metro 2 specification, including header, base, J1/J2, K-segments, L1, N1 and trailer records.
HL Hunt says the platform validates each file against more than 200 Metro 2 rules, suggests one-click fixes for common errors and produces line-level error reports. It also advertises batch or real-time reporting, bureau-specific formatting for Equifax, Experian and TransUnion, and API webhooks for submission confirmations.
The product page lists dispute management for ACDV and AUD workflows, AI-suggested responses and an audit trail. It also claims support for 426 Metro 2 fields and a conversion time under five seconds. These are company-published product and performance claims, not independent benchmarks; a validator cannot make inaccurate underlying account data accurate.
HL Hunt lists Starter at $99 per month for up to 500 tradelines, Business at $299 for up to 5,000 and custom Enterprise pricing. A lender should verify bureau permissions, CDIA and FCRA responsibilities, security controls, data retention, exception handling, dispute procedures and actual acceptance rates before relying on any reporting system.