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OnePay Adds USDC Deposits to Checking Accounts Through Stripe’s Bridge

Select U.S. customers can deposit USDC from external wallets across 12 supported blockchains, with Bridge converting the stablecoin to dollars inside OnePay Checking.

By MFN Staff
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Digital wallet sending USDC into a consumer checking account through stablecoin infrastructure
Digital wallet sending USDC into a consumer checking account through stablecoin infrastructure

BENTONVILLE — OnePay, the Walmart-backed financial-services provider, is adding USDC deposits to select U.S. customers’ OnePay Checking accounts through Stripe’s Bridge stablecoin infrastructure. The service supports deposits from external wallets across 12 blockchains, according to the companies.

Bridge handles deposit-address generation, compliance checks and conversion of USDC into U.S. dollars. The customer receives dollars in the existing checking balance rather than holding USDC in the account, and the companies say there are no conversion fees at launch.

The rollout is limited to eligible customers and supported networks, not every OnePay account or every digital asset. Availability also depends on wallet compatibility, compliance screening and the service’s terms at the time of a deposit.

The integration is a practical test of whether stablecoins can become a funding rail for ordinary bank-like accounts. It simplifies the customer experience by converting to dollars, but the underlying questions remain network reliability, transaction monitoring, support for failed or mistaken transfers and how the product fits within account and consumer-protection rules.