HL Hunt Business Funding Offers Four Capital Paths, From MCA to Equipment Finance

SPONSORED CONTENT — HL Hunt Financial’s Business Funding page presents four capital options: merchant cash advances, invoice factoring, business lines of credit and equipment financing. HL Hunt says the programs are intended for businesses seeking between $10,000 and $5 million, but eligibility, pricing and final approval depend on the applicant and the specific product.

A merchant cash advance provides a lump sum repaid through a percentage of future sales. That repayment structure is different from a conventional loan because the cost is typically expressed through a factor rate and repayment amount rather than only an annual interest rate. A business should compare the implied cost and the effect of daily or weekly remittances on cash flow.

Invoice factoring lets a business receive money against outstanding invoices. HL Hunt says businesses can receive up to 90% of invoice value upfront, with the remaining amount handled after the customer pays, less fees. The economics depend on invoice quality, customer credit, recourse terms and how quickly the underlying invoices settle.

The page also describes revolving lines of credit, where interest applies to drawn amounts, and equipment financing that can cover up to 100% of machinery or technology costs with terms up to 72 months. These are company-published product descriptions, not promises of approval or independent comparisons. Applicants should request the total repayment, fees, collateral, personal guarantees, prepayment terms and any broker compensation before accepting an offer.